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Accident insurance

  • ✔    Insurance cover also during leisure activities, in the household and traffic.
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  • ✔    Basic protection - easily expandable, reasonable and affordable.
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  • ✔    Children up to 12 months can be included in the insurance for free.
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  • *also available for corporate clients
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  • Please find a basic information sheet for this product linked below or request a printed version.
Meine Gesundheitsversicherung - Mein Wahlarzt

Which accident insurance suits me best?

An accident may happen always - no matter where you are or what you ar doing. An accident insurance should therefor be perfectly tailored to your needs!

Our modular system adapts ideally to your living situation:

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Compensation in case of permanent disability
included
Accident-related cost coverage
included
Cost coverage for search and rescue
included
Additional features free of charge
included
Private clinic after accident
optional
Monthly pension payments
optional
Payment in case of death
optional
Fixed costs coverage
optional
Payment of hospital and daily allowance
optional
Payment in case of bone fracture
optional
Protection against sport-risks
optional
1. Coverage of assistance and support services due to an accident
optional
2. Cover of assistance and support services due to an illness
optional
man with tablet in front of the house

Step 1: 

As soon as you have an accident
and you are suffering damages, you should report it to us. 

house with fire and flooding

Step 2: 

Fill in the claim form completely and send it back to us. You find this form online, but we are also happy to send it to you on request. 

men shaking hands

Step 3: 

We will provide you with all needed information regarding the further claim process. In this way, we will keep you up-to-date on the status of your claim. 

Would you like to report a claim?

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That's what clients said about us

In Austria, as an employed person, you are insured against accidents under the statutory social insurance scheme, but this only covers damage caused by accidents at work or on the direct route between work and home, or by occupational disease.

Consequential damage from leisure and household accidents, on the other hand, does not fall within the scope of protection. If you are not (no longer) employed, you have just as little protection from the statutory accident insurance as children before the last (compulsory) kindergarten year.

Furthermore, kindergarten children, pupils and students are only insured on the direct way to the training center or against the consequences of accidents for the time they spend at these trainign centers.

With a private accident insurance you will have full protection without any gaps in the insurance coverage. A private accident insurance provides you additional payments, even if you already receive payments from another source, like statutory accident, health or pension insurance.
During school holidays, leisure time and weekends, children are protected by the statutory health insurance, but not an accident insurance. This means that consequential damage caused by accidents occurring at home, while playing with friends, during sports or on holidays are not covered. It is therefor recommended to take at least a student accident insurance into consideration.

A health insurance covers the costs of treatment after an accident or illness, but unlike accident insurance, it does not offer any other benefits to cover financial losses and burdens due to permanent or temporary impairments.

An occupational disability insurance on the other hand only covers you if you become unable to work as a result of an accident or illness.

However, the accident insurance will cover you regardless of the consequences. If you are disabled you will be receive a payment accordingly to your disability-level.

Do you need help?

We would be happy to advise and inform you about private accident insurance!
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