Allianz Precaution & Health

Accident insurance: Protection anytime, anywhere

Did you know that 85% of all accidents happen during leisure time, at home or in traffic, but that your statutory accident insurance does not cover any resulting consequential damages? Private accident insurance covers the costs of your medical care in the event of an accident during leisure time and also protects you against additional accident-related expenses such as loss of earnings, expenses for medical aids, necessary modifications or pension benefits as a result of permanent disability. With Allianz Assistance, we also consider the period following the accident and provide you with support in your daily life. Private provision is essential to protect yourself in the event of an emergency.
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Accident insurance

Ensure you receive comprehensive medical care following an accident and protect yourself against the financial consequences of an accident, such as permanent disability.
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Accident-Assistance

Receive immediate assistance and support following an accident. This will allow you to go about your daily life without worry and focus entirely on your recovery.
Your benefits

Why is accident insurance a good idea?

Keep yourself safe during leisure activities, at home and on the road

With private accident insurance, you’re fully covered wherever you are and whenever you need it.

Optimal medical care

We cover your costs for general practitioners and specialists, pharmacy bills, the cost of operations or private hospital accommodation, physiotherapy and much more.

Protection against financial consequences

An accident can result in significant costs, such as the cost of converting a home to make it accessible. Allianz will cover the costs up to the agreed amount.

High flexibility, exactly as you need it

Choose the best cover for you from three different packages!

Coping with everyday life after an accident

Allianz Accident Assistance helps you look after your family following an accident and takes care of your day-to-day household chores.

Over 85% of accidents are leisure-related

According to the KFV accident statistics, only 14% of accidents in 2024 occurred at work or at school.
Source

The Services of Allianz private accident insurance

Do you enjoy long bike rides, going for a run, or doing odd jobs around the house or flat? Perhaps your hobbies even include the occasional risky leisure activity, such as skydiving. But suddenly an accident happens and you need medical treatment. Only private accident insurance offers you reliable cover.

Allianz’s private accident insurance covers the necessary treatment following an accident, including costs for treatment by GPs and specialists, including alternative medicine, a contribution towards rehabilitation and much more.

If the accident results in permanent disability, you will receive a lump-sum payment.

Inpatient treatment in hospitals can be included in your cover if you wish.

In addition, with our immediate benefit, you receive immediate financial support following an accident, without a lot of red tape.
Immediate assistance at the right time

Allianz Accident-Assistance

Our Accident-Assistance

Shopping for food, cooking, cleaning the home, looking after the children and so much more: after an accident, everyday life often seems overwhelming.

With Allianz Accident-Assistance, you don’t need to worry about these things. We help you with the care and supervision of your children or those in need of care, take care of meals, house cleaning and important administrative tasks, cover the costs of transport services for the children, and much more.
Good to know

Frequently asked questions about accident insurance

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