If your child has an accident, the state social security system is a basic insurance. But it is not guaranteed, that all costs are covered in the event of a claim.
The insurance coverage provided by Allianz child accident insurance can also be combined with other existing accident insurance policies - This means, that you will receive our payments additionally!
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As soon as you have an accident and you are suffering damages, you should report it to us.
Fill in the claim form completely and send it back to us. You find this form online, but we are also happy to send it to you on request.
We will provide you with all needed information regarding the further claim process. In this way, we will keep you up-to-date on the status of your claim.
A health insurance covers the costs of treatment after an accident or illness, but unlike accident insurance, it does not offer any other benefits to cover financial losses and burdens due to permanent or temporary impairments.
An occupational disability insurance on the other hand only covers you if you become unable to work as a result of an accident or illness.
However, the accident insurance will cover you regardless of the consequences. If you are disabled you will be receive a payment accordingly to your disability-level.