Bicycle insurance

All bicycles and e-bikes can be insured.

Yes, bicycle insurance can also be worthwhile for a used bicycle, especially if the bicycle is still relatively new and of high quality. Even for used bicycles, the financial damage caused by theft or vandalism can be high.

Allianz bicycle insurance is valid throughout Austria and in all neighbouring countries. Only breakdown assistance and repatriation (bicycle assistance) are valid exclusively within Austria.

Yes, the excess is 10% of the amount to be reimbursed by Allianz (minimum € 100).

In most household insurance policies, bicycle coverage is limited to a few insurance benefits. This usually applies to bicycle theft from your own residential building (flat or house) or from a locked basement compartment. However, many bicycles are stolen in public spaces, which is not covered by household insurance. Household insurance policies often contain specifications regarding the time of day and a limitation on the insured value.

No, accidents involving your bicycle are not covered by bicycle insurance. For this, you need to take out private liability insurance or private accident insurance.

You can terminate the contract at the end of the third insurance year with three months' notice. After that, you can terminate the contract annually on the main renewal date with three months' notice.