What does private medical insurance mean?

Elective doctors are doctors in private practice who do not have a health insurance contract, which means that patients have to pay the treatment costs themselves. Part of the costs can be reimbursed by the statutory health insurance fund.

What is elective private insurance?

With private supplementary insurance, the costs incurred for visits to elective doctors are covered up to the agreed amount. This form of outpatient health insurance gives you a free choice of doctor and short waiting times.

How much does private doctor insurance insurance cost?

Allianz offers you three different elective doctor packages so that you can customise the benefits you require to suit your personal needs. The amount of the premium for your elective doctor insurance essentially depends on your desired scope of benefits, your age and your state of health. You can also take advantage of a combined discount if you take out special class insurance at the same time.

Private Doctor Reimbursement: How much money will I get back?

Once you have submitted your invoice to your health insurance company, you will generally receive 100% of the remaining costs in the case of partial reimbursement by the statutory health insurance and 80% reimbursement in all other cases. For dental treatment and dental health services, you will be reimbursed 60%.

Private medical insurance for outpatient treatment

	COMFORT Basic cover	EXTRA Extended protection	MAX Best possible protection

Annual and sublimits	€	€€	€€€

Medical and specialist costs	included	included	included

Medical check-ups and preventive medical check-ups (extended health check-up)	included	included	included

Vaccinations and travel immunisations	included	included	included

My digital doc	included	included	included

Guaranteed premium refund	included	included	included

Health promotion such as smoking cessation measures, measures for medically recommended weight reduction including nutritional counselling, etc.	not included	included	included

Pharmaceuticals	not included	included	included

Medical aids and appliances	not included	included	included

Visual aids and refractive eye surgery	not included	included	included

Physiotherapeutic and holistic medical treatment, occupational therapy, speech therapy, podiatry	not included	included	included

Psychotherapeutic treatment and diagnostics	not included	included	included

Supplementary prenatal care and support Counselling and support from a midwife; pregnancy gymnastics, pregnancy yoga and postnatal gymnastics	not included	included	included

My mental power - psychological online counselling with Instahelp Instahelp is our partner for mental health. Find out more about online psychological counselling under My mental strength.	not included	included	included

Dental and jaw health	not included	not included	included

Oral hygiene	not included	not included	included

Jaw adjustment	not included	not included	included

Optional modules

Meine Energieladung Angebote in den Bereichen Wellness, Fitness, Balance	selectable	selectable	selectable

Meine Reise-Assistance	selectable	selectable	selectable

Get your quote

Our packages in comparison

COMFORT

EXTRA

MAX

Customer reviews

Follow us