Unit-linked life insurance at Allianz
What is an unit-linked life insurance?
Unit-linked vs. traditional life insurance – what´s the difference?
Which funds are listed?
Sustainable investments at Allianz
The awareness of sustainability grows - in the financial sector as well as in the insurance sector. This is also the reason why more and more people are demanding transparent assessment, which ensures that their deposits are placed in environmental-friendly and fair investments.
Allianz is aware of it´s responsibility! Between 2012 and 2014, we were the first insurance to have it´s entire capital - which is around €7 bn - thoroughly examined. The base for this examination is a model, developed by WWF in cooperation with further experts, which combines all requirements for a sustainable future in the areas of environment, social affairs and the economy with a practical implementation on the financial markets.
In total 150 indicators were used.
Answers to the most frequently asked questions: Q&A´s unit-linked life insurance
Allianz´ unit-linked life insurance provide you benefits as soon as the contract expires, in case the insured person dies or you terminate. The amount of the payment in case of death is agreed between you and the insurance when the contract is concluded. The actual capital payment is based on the current price of the respective fund.
As soon as the contract expires, you can decide wether you want to get the full amount paid at once or in form of a pension. You can also choose a combination of capital and pension payment.
You can withdraw from the contract within 30 days after completion.
An early termination of the contract (repurchase) is also possible starting with the end of the first insurance year. The repurchase value depends on the performance of the selected funds. In case of early termination, the cancellation can cost you a maximum of € 200.
Please keep in mind additionaly, that tax disadvantages can arise from early termination and insurance coverage might get lost.
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