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  •  An unit-linked life insurance provides financial safety for you and your beloved ones: In case the insured person dies before the contract expires, their relatives benefit from a life-long retirement pension as well as payments.
  •  While you get a fixed interest rate from a traditional life insurance, the payment of an unit-linked life insurance depends on the performance of the listed funds and is therfor variable.
  •  An unit-linked life insurance invests your insurance rates in funds. Your pension provision will therefor benefit from the value the capital markets add.

The awareness of sustainability grows - in the financial sector as well as in the insurance sector. This is also the reason why more and more people are demanding transparent assessment, which ensures that their deposits are placed in environmental-friendly and fair investments.

Allianz is aware of it´s responsibility! Between 2012 and 2014, we were the first insurance to have it´s entire capital - which is around €7 bn - thoroughly examined. The base for this examination is a model, developed by WWF in cooperation with further experts, which combines all requirements for a sustainable future in the areas of environment, social affairs and the economy with a practical implementation on the financial markets.

In total 150 indicators were used.

We are convinced that our products will protect your future on one side, but will also help to preserve the planet on the other side. What about you? Play it safe by choosing our unit-linked life insurance.
Nachhaltige Veranlagung Allianz
You can take out an unit-linked life insurance if you are between 18 and 75 years old.
Alllianz´ unit-linked life insurance provides the opportunity to build long-term assets (usually 15 years and more). In case of death, Allianz provides additional insurance coverage.
You determine the investment in funds of your choice from an offer consisting of equity, pension, mixed and hedge funds. You can change your investment strategy in terms of fund composition several times during the contract period.
Allianz unit-linked life insurance policies are geared towards long-term capital accumulation and are therefore also suitable for private retirement and pension provision, in case you are willing and able to cope with fluctuations in value and, if necessary, investment losses.
Allianz' unit-linked life insurance policies offer diversified funds such as fund of funds and wealth management funds that invest in different areas, such as the Allianz Invest Portfolio Blue. So you can invest like a professional, eventough you don´t have any experience in investing.  The multi-award-winning Allianz fund management takes over your investment and adjusts your investments mix continuously so that the expected market situation can work optimally for you.

Allianz´ unit-linked life insurance provide you benefits as soon as the contract expires, in case the insured person dies or you terminate. The amount of the payment in case of death is agreed between you and the insurance when the contract is concluded. The actual capital payment is based on the current price of the respective fund.

As soon as the contract expires, you can decide wether you want to get the full amount paid at once or in form of a pension. You can also choose a combination of capital and pension payment.

The amount of the insurance premium in case of death depends on the age of the insured person and the duration of the insurance. The insured person´s  gender doesn´t matter in this case. 
You determine the duration of the contract.
No, we cannot unilaterally terminate the contract.

You can withdraw from the contract within 30 days after completion.

An early termination of the contract (repurchase) is also possible starting with the end of the first insurance year. The repurchase value depends on the performance of the selected funds. In case of early termination, the cancellation can cost you a maximum of € 200. 

Please keep in mind additionaly, that tax disadvantages can arise from early termination and insurance coverage might get lost.

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