* The premium amount is based on the animal's age at the start of the policy and the desired scope of coverage, and is subsequently adjusted only in line with changes in the consumer price index.
Why cat insurance?
Coverage of up to 80% of veterinary costs
We cover most of the costs for diagnosis,
treatment and medication.
Every breed insurable
Insurance for every healthy cat is available
from the age of two months.
Completion by the age of 6
After reaching the age of 6, the
insurance continues as usual.
Free choice of veterinary surgeon
Choice of vets within Austria, but
also in Europe with "Petplan Plus"
Immediate insurance cover in
the event of accidents
The cat accident insurance is valid immediately
after the insurance certificate has been issued.
Optional cat liability insurance
Property damage caused by
your cat is also insurable.
The different types of health insurance for cats
Cat accident insurance
Cat accident insurance covers 80% of veterinary and surgical costs if your cat needs medical treatment due to an accident. This option costs between €130 and €162 per year, depending on the age of the animal when the insurance is taken out.
Combination of cat accident insurance & cat health insurance
The combination package of accident insurance and health insurance for cats protects your furry friend not only in the event of accidents, but also in the event of illness. The annual premium costs between €185 and €231 per year, depending on the age of the cat when the insurance is taken out. In this case, 80% of veterinary and surgical costs are also covered.
The following compensation limits apply to both options:
When does cat insurance make sense?
Health insurance for cats should be taken out when they are still young. The younger the cat, the cheaper the annual insurance premium.
The risk of injury is particularly high for outdoor cats, as they can get involved in fights with other cats or be injured in traffic. Veterinary costs due to such accidents or other illnesses are usually very expensive. That is why it is worth taking out cat health insurance that also includes surgery insurance.
In addition, a cat can also cause damage to third parties, which can result in high claims for damages. Therefore, it is also advisable to take out cat liability insurance as early as possible.
How much does cat insurance cost?
Allianz cat insurance costs between €130 and €231 per year. The premium amount depends on the package selected and the age of the cat when the insurance is taken out. Costs for cat liability insurance may also be added.
Petplan Plus: Comprehensive cover for extraordinary events
With Petplan Plus, your pet is well cared for in any situation. This additional package covers up to € 200 of the care costs for your cat if you are unable to look after it due to hospitalisation. Petplan Plus also covers one-off care costs of up to € 200 in the event of the cat owner's death.
Frequently asked questions about cat insurance
Various types of insurance are available for cats:
- Cat health insurance & cat accident insurance
- Cat liability insurance
- Combination of health, accident and liability insurance
Insurance cover begins immediately upon issuance of the insurance certificate. A waiting period of 30 days applies only to health cover (if selected) and poisoning. A waiting period of 90 days applies to certain illnesses.
Depending on the age of the cat and the scope of coverage provided by Allianz cat insurance, the annual premium ranges from €130 to €231 without additional modules. With all additional modules, it costs €274 per year.
Vaccinations and neutering are not included, dental care only if medically necessary.
Yes, any healthy cat can be insured with cat insurance from the age of 2 months to the age of 6 years.
No, cat insurance cannot be taken out retroactively.
The contract is valid for one year. The insurance relationship is extended by one year each time unless one of the contracting parties gives written notice of termination at least one month before the end of the contract period.
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