Are you risk-aware and want to choose flexibly from a variety of different funds? You determine the level of risk and earnings opportunities yourself.

 

This fund of funds changes its composition on the basis of Allianz's economic and market expectations. The strategic adjustment of the alignment takes place quarterly, the tactical readjustment due to current market conditions can take place daily. In a positive market environment, the equity ratio is increased, and in case of a negative expectation, the equity risk is reduced accordingly.

In case of urgent financial needs, you can chose to pause your premium payments.

 

This component reduces the risk of volatilities within risky funds. If the fonds value decreases 12% within one week or 6% within one day, the assets, which are invested in these risky funds, will be shifted to fund of lower risk.

 

Access your savings whenever you need them - once in while or on a regularly base. 

 

Benefit from the guaranteed annuity factor by completing the contract, in case you chose a life-long pension. Allianz will pay your pension, no matter how old you will get!

Do you would like to invest one part of capital, while the other part is paid on a monthly base? No problem - you decide!

Decide on your own, when you want to start the profit phase. You can start the earliest from the age of 55.