Damage to laptops and tablets is only covered by household insurance if they are located within the insured premises and the damage occurs there. In addition, household insurance usually only covers classic risks that occur in a household. However, these rarely apply to laptops and tablets.

Yes, laptops or tablet PCs can also be insured after purchase.

Unfortunately, laptop repairs can be very expensive. While water damage can be repaired for around €70 and displays can be replaced for €100, data backups are more expensive and can cost up to €800. The cost depends not only on the model and the damage, but also on the condition of the device. The most common reasons for repairs include display damage and water damage.