Legal protection for damages

Example of damage:
You are injured while skiing by a reckless skier. He refuses to pay compensation for pain and suffering and to replace your damaged ski suit.

Criminal legal protection including insurance cover for criminal investigations in the private and professional sphere

Example of damage:

You seriously injured a passer-by while cycling. Now you are facing criminal proceedings for negligent bodily injury. Your legal protection will accompany you through all instances.

Worldwide coverage for accidents involving personal injury while travelling

Example of damage:

During a two-week holiday in the USA, your child is hit by a car. You now wish to claim compensation for bodily injury and damaged clothing.

Tax legal protection in private and professional matters

Example of damage:
In the event of a legal dispute with the tax authorities regarding your employee tax assessment, once all avenues of appeal have been exhausted, it is necessary to lodge a complaint with the Administrative Court. The costs of this complaint will be covered by your legal protection insurance.

Data protection in the private sphere

Example of damage:
You want to take out a loan from a bank and are told that you are not creditworthy. However, this is not true. You then want to find out where this information comes from and have it corrected and deleted accordingly.

Legal protection for damages to buildings and apartments used for residential purposes

Example of damage:

A leaky washing machine connection causes flooding. Pictures and carpets in the flat below are damaged. There is a dispute about the amount of damage incurred.

Legal advice and protection in private and professional matters

Example of damage:
Your property management company has increased the rent. You want to find out whether this is legally permissible.

General contract legal protection in the private sphere, including insurance contract disputes (excluding legal expenses insurance) and Internet legal protection within the EU

Example of damage:

The bill for painting your flat is much higher than agreed. What's more, the work was done sloppily. Nevertheless, the master painter is claiming the full amount, which you want to contest.

Example of damage covered by Internet legal protection: You enter your account number when placing your online order, the money is debited, but the goods delivered are damaged. The Internet retailer does not respond to your complaints. Your Internet legal protection takes care of the matter.

Legal protection for trips abroad

Example of damage:
You book seats on a ferry while on holiday. At the port, you are informed that you cannot depart until three days later. You have to organise accommodation yourself. Your legal protection insurance fights for compensation for your additional costs.

Social security legal protection in private and professional life

Example of damage:
An accident on the way home from work is not recognised as a work-related accident. You have to fight for your pension. Legal protection is your strong partner.

Extension of insurance cover for part-time self-employment

Example of damage:

You want to earn a little extra income, for example by hosting sales parties for tableware or similar items. However, the promised commissions are not paid out or are paid out late. With this legal protection, you no longer have to put up with this.

Employment tribunal legal protection in the professional sphere

Example of damage:
Your employer refuses to pay you overtime for longer working hours on business trips. With your legal expenses insurance, you can assert this claim in court if necessary.