Kunstatelier

Art insurance

Insurance for individual works of art and collections
Cover for vandalism, theft, accidents, natural disasters and more
Tailor-made solutions and fair valuation
Finding the right solutions

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Quickly explained

What is art insurance?

Art insurance covers your works of art and art collections (e.g. paintings, prints or sculptures), antiques, jewellery or themed collections (e.g. classic cars, toys) against risks such as vandalism, theft or damage caused by accidents. The cover also extends to increases in value and new acquisitions.
Your benefits

Why take out art insurance?

Prompt assistance in the event of a claim

Coverage of the costs of restoration or replacement up to the insured value

Comprehensive cover

Damage caused by fire, water, burglary, robbery, vandalism and simple theft is covered

Accidents covered

Coverage of costs incurred, even in the event of mishaps caused by others or by yourself

Tailor-made solutions

Coverage is available for individual works of art, or can be extended to cover other residences

Fair value

Valuations of the insured sum by experienced art experts and a mutually agreed value

2 packages to choose from

Art insurance only, or a combined policy covering home contents and art, including transport cover for jewellery

Overview of services

Allianz Art Privat offers comprehensive insurance cover for your works of art.

How much does art insurance cost?

The premium is always calculated on a case-by-case basis – it depends primarily on the items to be insured and the policyholder’s needs.
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How is the value of the art collection and the sum insured determined?

1.
You decide which works of art you wish to insure and have valued.
2.
Experienced art experts will catalogue and photograph your selected artworks on site.
3.
This is followed by a reliable valuation. There is absolutely no hassle for you.
4.
The final step is to agree on the sum insured.
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What should you bear in mind when upgrading or buying a new one?

Should you expand your art collection, insurance cover is also available for new acquisitions.

Should the value of your insured art collections increase, this increase is also covered up to 20%.

Protecting your art – real-life examples

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Case study 1

Marius Muster (42) is a keen collector of antiques. His flat is home to many unique works of art. He also enjoys wearing high-quality wristwatches. He is keen to protect his valuables with the right art and home contents insurance, which covers valuables, watches and jewellery.
Ältere Dame schaut auf etwas

Case study 2

Maria Muster (56) is an art lover who has devoted herself to collecting exceptional works of Fauvism and Expressionism. In her home, she has a number of antiques as well as several works by the French artist Henri Matisse. Maria Muster wants to ensure that all her cherished works of art and antiques are well protected.
Good to know

Frequently asked questions about art insurance

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