* The premium amount is based on the animal's age at the start of the policy and the desired scope of coverage, and is subsequently adjusted only in line with changes in the consumer price index.
With our combination package, you can insure your dog against accidents and illnesses. Here too, 80% of veterinary and surgical costs are covered up to the agreed limit per individual event.
Ideally, you should take out dog health insurance when your dog is still a puppy. After all, a dog can fall ill or have an accident at any time. The associated veterinary costs are usually very high. And the younger your four-legged friend is, the cheaper the annual insurance premium will be.
In addition, a dog can also cause damage to third parties, which can result in high claims for damages. Therefore, it is also worthwhile to take out dog liability insurance as early as possible.
Liability insurance for dogs is compulsory in most provinces of Austria. Only Burgenland, Carinthia and Vorarlberg are exceptions.
But is liability insurance for dogs really necessary? Yes! Dogs can quickly cause minor and even major damage to third parties. One moment of rough play and your dog has broken someone's glasses or mobile phone.
Property damage, even amounting to millions, can also happen quickly. For example, if your dog runs across the road and a car swerves to avoid it and crashes into the crash barrier. It is therefore worth taking out liability insurance just in case.
Allianz dog insurance costs between €206 and €616 per year. The premium depends on the age of the dog when the insurance is taken out, the package selected and the agreed total annual compensation limit. Costs for dog liability insurance may also be added.
For 2-year-old Holly, accident insurance was taken out at the age of 3 months for €206 per year. While playing, she injured her paw, and the veterinary costs amounted to €439. Thanks to the accident cover, 80% of the costs were reimbursed.
Four-year-old Bruno has contracted a gastrointestinal virus. Treatment and medication cost almost €400. Thanks to dog health insurance for €339 per year, 80% of the costs were reimbursed.
Two-year-old Charly runs across the road to her friend. A driver swerves his car, damages five parked vehicles and crashes into an upmarket shop window. As the dog owner, you are liable for damages amounting to EUR 200,000. However, with optional dog liability insurance costing EUR 31 per year, the costs incurred are covered.
Various types of insurance can be taken out for dogs.
Dog health insurance is not compulsory in Austria. However, depending on the federal state, dog liability insurance is required by law.
Compulsory liability insurance for dogs:
Vaccinations and neutering are not included, dental care only if medically necessary.
Yes, dog insurance can be taken out for any healthy dog from the age of 8 weeks to 6 years.
No, dog insurance cannot be taken out retroactively.
The contract is valid for one year. The insurance relationship is extended by one year each time unless one of the contracting parties gives written notice of termination at least one month before the end of the contract period.
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