Death insurance

Coverage of up to €100,000 begins immediately upon receipt of the application, or from the start of the policy at the earliest.

The sum insured can be set to remain the same throughout the term, or to decrease over the term.

My Starter Plan: You benefit from particularly low premiums at the start. After that, an annual premium increase of 2% applies. The sum insured remains unchanged

Growth clause: Choose a premium increase by a specific percentage. This will automatically adjust the sum insured, taking into account the remaining term of the policy. This option can be cancelled at any time free of charge

From the fourth year of cover onwards, in the event of death, 10% of the sum insured (up to a maximum of €10,000) will be paid out immediately and without any means test as an initial emergency payment

See Mein Digital-Doc

Suspension of premium payments under certain circumstances whilst retaining full insurance cover (e.g. maternity leave, unemployment, etc.)

In the event of a progressive and incurable illness, the sum insured will be paid out prior to death if the remaining life expectancy is 12 months or less

See Death Assistance

The sum insured may be increased during the term of the policy under certain conditions without a further risk assessment (e.g. marriage, birth, etc.)

The contract can be renewed up to three years before it expires without a further risk assessment

Increased payout amount in the event of death abroad or if the insured person has a child under the age of 6 at the time of death

Extended insurance cover for 6 months from the date of purchase or grant of planning permission for a property, or the birth or adoption of a child