Allianz Life Cover & Health

Life Insurance

See all benefits of our life insurance:

✔ The agreed capital will be paid in event of death of the insured person

✔ Significantly lower premium payments, when you are non-smoker

✔ Possibility to increase capital in case of coverage inclusion and option to extend the contract three years before the expiration date

Please find a basic information sheet for this product linked below or request a printed version.

basic information sheets

Meine Gesundheitsversicherung - Mein Wahlarzt

Allianz life insurance: what´s included?

Protect your family as well as your beloved ones against the financial consequences of premature death:

You define yourself, who will receive the payment in event of death. No need to wait for probate proceedings.

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Assistance for surviving dependants

included

Coverage of financial obligations

included

Reduced premium payments for non-smokers

included

Full insurance cover from day one

included

Linearly sinking life insurance with shortened premium payment period

included

not included

Life insurance for two persons

included

not included

Increase capital without renewed risk assessment in case of certain events

not included

included

Children Plus

not included

included

Optional contract extension without renewed risk assessment 3 years before expiration date

not included

included

Life insurance - Good to know

Since surviving dependants will be paid the insured amount, our life insurance provides the best coverage for your relatives in the event of your premature death.

Important features:

The life insurance pays an agreed amount in event of death. You determine the period of the insurance as well as who will receives the payments afterwards. You don´t need to take the intestate succession into consideration.
Full flexibility regarding the premium cover: You can optionally extend the contract period or increase the sum insured in the event of certain events (e.g. birth of a child, marriage, purchase of real estate). In each case without renewed health check.
Additional premium bonus, if you don´t smoke.

Who benefits the most out of the Allianz life insurance?

For those who want to provide financial security for their family or other beloved ones in the event of your death.
For those who want to secure their real estate financing or other loans.