Income insurance

This English translation exclusively serves informational purposes. Solely the German version is binding.

Protecting your workforce

To maintain your standard of living in the event of a loss of income

Options: Occupational disability insurance (ODI) and basic disability insurance

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An overview of Allianz income protection products

Occupational disability insurance (OD)

The consequence of occupational disability is a permanent loss of income and, consequently, a decline in your standard of living. Yet the monthly costs of housing, energy and food remain the same. Private occupational disability insurance offers the best protection against this.

Go to occupational disability insurance (OD)

Disability insurance

The financial consequences of losing basic physical or mental abilities such as walking, grasping, seeing, hearing or speaking can be life-changing. Taking out basic abilities insurance can help to offset any loss of income and cover the costs of carers or medical treatment.

Go to disability insurance

explained briefly

What is income protection?

Income protection insurance is a type of insurance that pays a monthly benefit in the event of occupational disability or the loss of basic functional abilities. It protects against loss of income if you are unable to carry out your current job, either temporarily or permanently.

You won’t suffer a loss of income, will you?

Statistically speaking, one in four people* will be affected by occupational disability at some point in their lives. Mental health conditions are now the most common cause.

*Source: our own insurance fund

How does our social security system provide protection in the event of occupational disability?

The Austrian social security system provides a certain level of basic cover (e.g. the occupational disability pension under the ASVG). However, this does not match your final salary. To avoid potential financial difficulties and maintain your standard of living, private insurance is well worth it!

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