Statistically speaking, every fourth person* is affected by occupational disability once in their lifetime. Mental illness is now the most common cause.
*Source: own cover pool
The Austrian social security system offers a certain basic level of protection. In the event of disability, these benefits will often not be enough to ensure the standard of living you and your family are used to. Think of your monthly fixed costs for living, your car, but also necessary purchases and holidays.
How does our social system protect them?
In the event of occupational disability, the Austrian social security system offers a certain amount of basic coverage (e.g. B. the occupational disability pension according to ASVG). However, this does not correspond to the amount of the last income. To avoid possible financial shortages and to maintain your standard of living, private insurance pays off!
A private insurance pays off!