Allianz Fixkosten Plus is a classic life insurance policy that focuses on long-term asset accumulation (usually for periods of 15 years or even more) with guaranteed benefits and insurance coverage in the event of death.
In addition to the guaranteed benefits, you participate in an annual profit sharing.
The investment takes place within the classic cover pool (mainly consisting of fixed-interest securities, shares and loans). These assets are managed by Allianz experts. Our investment strategy aims to a sustainable finance of the services of all insurance products within the classic cover pool.
In addition to ensuring the guaranteed services and opportunities for returns, the security of investments is of highest relevance for us.
Yes, Allianz Fixkosten Plus is created for long-term asset accumulation – and also for private retirement and pension plans.
If required, this product additionally offers coverage in the event of death and the option of a life-long pension payment.
Allianz Fixkosten Plus is a safe solution to ensure your fixed costs. You benefit from many advantages in the saving, but also in the profit phase: Add capital or pause your premium payments during saving phase and receive payments in the profit phase. Chose wether you want to receive: one–time / flexible capital withdrawals, temporary or a guaranteed lifelong pension.
It is also possible to chose a combination of capital withdrawal and pension payments.